Dwelling Guard

Rental property insurance register · today 2026-09-10

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Portfolio watch

Every dwelling policy, one month ahead of expiry.

You get an email at shmuelgov@gmail.com a month before any policy expires — a payment prompt for the ones you pay, and a confirmation that the mortgage company handles the rest. $6,992.78 of premium is yours to pay; $8,179.00 runs through escrow.

Total annual premium
$15,171.78

Across 15 dwelling policies

Expiring within 30 days
0

Requires payment or verification

Overdue / expired
11

Immediate compliance risk

Who pays
6 / 9

You pay / mortgage escrow pays

7 escrow terms awaiting verification

Action required — you pay

Expiring within 30 days. Pay, then record the payment date as proof.

4
American Traditions Insurance CompanyPolicy ATH1098558Expires Oct 12, 2025$1,186.00
Expired 333 days ago
Copeland Agency LLCPolicy OY7377349Expires Feb 23, 2026$1,345.00
Expired 199 days ago
Ruston GroupPolicy —Expires Jul 1, 2026
Expired 71 days ago
Progressive UmbrellaPolicy FLU166803Expires Sep 6, 2026$157.00
Expired 4 days ago

Automatic — mortgage company pays

No action needed: the lender pays these from escrow.

7
Ruston GroupPolicy LAL137563Expires Jan 23, 2022$797.00
Expired 1691 days agoPayment will be done automatically

Wells Fargo · Loan 0565819117

Ruston GroupPolicy LAL137564Expires Jan 23, 2022$919.00
Expired 1691 days agoPayment will be done automatically

Wells Fargo · Loan 0565819554

Great AmericanPolicy LAL188041Expires Mar 4, 2022$1,036.00
Expired 1651 days agoPayment will be done automatically

Wells Fargo · Loan 0550065908

Ruston GroupPolicy LAL188043Expires Mar 26, 2022$1,036.00
Expired 1629 days agoPayment will be done automatically

Wells Fargo · Loan 0549875243

Ruston GroupPolicy LAL188042Expires Mar 26, 2022$1,036.00
Expired 1629 days agoPayment will be done automatically

Wells Fargo · Loan 0549874592

Shelter InsurancePolicy 35-79-10121631-2Expires Sep 1, 2026$1,026.00
Expired 9 days agoPayment will be done automatically

Wells Fargo · Loan 0426288494

Shelter InsurancePolicy 35-79-10121631-1Expires Sep 2, 2026$1,026.00
Expired 8 days agoPayment will be done automatically

Wells Fargo · Loan 0497145094

Policy register

Every column from your insurance workbook, filterable. Click a row to open payment history.

DwellingStateTypeOwnershipPurchasedLoan #BankInsurerContactAgent companyExpiry dateUpdated onPremiumPolicy #Paid byStatus
47376 Johns Cove, Robert, LALouisianaSingle HomeShmuel & Orni Gov20200565819117Wells FargoRuston Group
Michelle Ruston
Ruston Group
Jan 23, 2022
Expired 1691 days ago
Jan 24, 2021$797.00LAL137563Mortgage escrowExpired
75725 Rickelin, Covington, LALouisianaSingle HomeShmuel & Orni Gov20200565819554Wells FargoRuston Group
Michelle Ruston
Ruston Group
Jan 23, 2022
Expired 1691 days ago
Jan 24, 2021$919.00LAL137564Mortgage escrowExpired
106 Old Silo Rd, Rayne, LA 70578LouisianaSingle HomeShmuel & Orni GovMar-190550065908Wells FargoGreat American
Michelle Ruston
Ruston Group
Mar 4, 2022
Expired 1651 days ago
Feb 4, 2021$1,036.00LAL188041Mortgage escrowExpired
204 Old Silo Rd, Rayne, LA 70578LouisianaSingle HomeShmuel & Orni GovMar-190549875243Wells FargoRuston Group
Michelle Ruston
Ruston Group
Mar 26, 2022
Expired 1629 days ago
Feb 25, 2021$1,036.00LAL188043Mortgage escrowExpired
300 Old Silo Rd, Rayne, LA 70578LouisianaSingle HomeShmuel & Orni GovMar-190549874592Wells FargoRuston Group
Michelle Ruston
Ruston Group
Mar 26, 2022
Expired 1629 days ago
Feb 4, 2021$1,036.00LAL188042Mortgage escrowExpired
3705 S Lake Orlando Pkwy #7, Orlando, 32808FloridaCondoNir Gov and David Goc2012American Traditions Insurance Company
Mell Delingher
SANFORD
Oct 12, 2025
Expired 333 days ago
Sep 2, 2024$1,186.00ATH1098558I payExpired
11029 NW 105th Terrace, Yukon, 73099OklahomaSingle HomeShmuel & Orni Gov2005Copeland Agency LLC
One General Agency
Copeland Agency LLC
Feb 23, 2026
Expired 199 days ago
Feb 23, 2024$1,345.00OY7377349I payExpired
205 Saddle Crest Drive, Lafayette, LA 70507LouisianaSingle HomeShmuel & Orni Gov2025Ruston Group
Michelle Ruston
Ruston Group
Jul 1, 2026
Expired 71 days ago
Jul 1, 2025I payExpired
9425 NW 93rd Terrace, Yukon 73099OklahomaSingle HomeShmuel & Orni Gov20160426288494Wells FargoShelter Insurance
Aaron Ruiz
Shelter Insurance
Sep 1, 2026
Expired 9 days ago
Jan 7, 2026$1,026.0035-79-10121631-2Mortgage escrowExpired
8317 NW 139th Terrace, Oklahoma 73142OklahomaSingle HomeShmuel & Orni Gov20160497145094Wells FargoShelter Insurance
Aaron Ruiz
Shelter Insurance
Sep 2, 2026
Expired 8 days ago
Jan 8, 2026$1,026.0035-79-10121631-1Mortgage escrowExpired
1024 Ashentree Dr, Plant City, FL 33563 (Umbrella)FloridaSingle HomeShmuel & Orni Gov and Alexander & Nitza GocProgressive Umbrella
Mell Delingher
Progressive
Sep 6, 2026
Expired 4 days ago
Jul 22, 2025$157.00FLU166803I payExpired
10809 NW 117th Place, Yukon, OK 73099OklahomaSingle HomeShmuel & Orni Gov20160425846011Wells FargoShelter Insurance
Aaron Ruiz
Shelter Insurance
Jan 18, 2027
130 days left
Jan 10, 2026$1,303.0035-79-10121631-4Mortgage escrowActive
1024 Ashentree Dr, Plant City, FL 33563FloridaSingle HomeShmuel & Orni Gov and Alexander & Nitza Goc2018American Integrity Insurance Company
Mell Delingher
SANFORD
Jun 4, 2027
267 days left
Apr 18, 2026$2,605.78AGD30186814I payActive
9404 NW 91st Street, Yukon 73099OklahomaSingle HomeShmuel & Orni Gov2016Shelter Insurance
Aaron Ruiz
Shelter Insurance
Aug 25, 2027
349 days left
Jul 20, 2026$1,699.0035-79-10121631-1I payActive
48441 Red Fox Dr, Hammond, LA 70401LouisianaSingle HomeShmuel & Orni Gov2021686363854LakeViewRuston Group
Michelle Ruston
Ruston Group
No expiry on file
LAL183614Mortgage escrowNo expiry date

Showing 15 policies

Renewal calendar

5 renewals in 2026 — spot the busy months before they arrive.

January

No renewals

February

1

$1,345.00 due

March

No renewals

April

No renewals

May

No renewals

June

No renewals

July

1

$0.00 due

August

No renewals

Septemberthis month

3

$2,209.00 due

October

No renewals

November

No renewals

December

No renewals

1 policy has no expiry date on file and cannot be scheduled — add one from the policy register.

Premium trends

How your premiums have moved year over year, built from recorded payments and any historical premiums you enter on a policy.

Portfolio premium by year

+16.2% overall
2022202520262027$0.0k$1.5k$3.0k$4.5k$6.0k

Biggest premium movers

Needs at least two years of premium on a policy. Add past premiums from the policy drawer to see movement.